About Us
About Us
Why We Are Different
Why We Are Different
MFS, Inc is a licensed and bonded credit services company in Memphis, Tennessee, that educates consumers about the importance of establishing and preserving a good credit profile and increasing their credit scores.
We provide personal credit restoration services, business credit services, credit score optimization services, notary services, comprehensive credit analysis, and delinquent debt solutions that will help consumers leverage their consumer rights. We also provide affordable life insurance policies to secure your financial future.
Credit restoration can seem like a daunting process, and consumers can easily become overwhelmed. Most individuals simply do not have the time, knowledge, experience, or patience to deal with the massive bureaucracies and red tape of the credit bureaus.
We eliminate the time you spend learning consumer laws and rights under the Fair Credit Reporting Act (FCRA), Fair Debt Collections Practice Act (FDCPA), and other laws affecting your credit.
Creditor and Collector Disputes
Creditor and Collector Disputes
To get the best results, you must go beyond the credit bureaus. They are just one piece of the puzzle. The laws allow you to dispute directly with the creditors and the collection agencies to remove inaccurate, misleading, or questionable information from your credit reports. Because of this, we provide direct disputes with creditors and collectors for no additional charge.
Why We Are Here
Why We Are Here
We are here to assist you with getting the things you want in life. Navigating the credit restoration maze can be very challenging if you are not aware of all of the laws that regulate collectors, creditors, and credit bureaus. Our job is to take that heavy burden off of your shoulders and do all of the work for you so you can get approved again.
Support
Support
We pride ourselves with top of the line customer service. If you need anything, you can reach us by phone or by email. If you are contacting us by email, please allow 24- 48 hours for a response.
Policies
Policies
Refund Policy
Refund Policy
We DO NOT provide refunds and CAN NOT make any guarantees. MFS cannot promise to remove all of the negative items or accurate and valid items from your credit profile or credit score changes. Our process is based on knowledge of state and federal consumer laws and extensive experience with creditors and the credit bureaus and we have a proven success rate.
No-Hassle Cancellation Policy
No-Hassle Cancellation Policy
Want to cancel your service? No problem. You have 3 days after the date the contract is signed by you without any penalty or fee. Just call or email us, and we will be happy to cancel your service.